okk okk okk okk

OKK Cash loan without insurance

  • Up to 83 months repayment period for the clients of the Bank!
OKK Cash loans /OKK Cash loan/OKK Cash loan without insurance

Easy, attractive, extendible, payable, long-term, non-purposed cash loan with insurance, purposed solely by your wishes.


Open Cash Loan of Vojvođanska banka has been created to meet your wishes.

So that your OK easily becomes OKK!


Terms of crediting

The loan is purposed for the clients who work under employment contract.

Loan amount: from RSD 20,000 to RSD 2,000,000 only with promissory note and administrative prohibition

Repayment period: from 13 to 83 months for the clients of the Bank*, depending on the salary amount, up to 72 months for all other clients.

*retail clients who receives salary on the current account opened with Vojvođanska banka

Variable interest rate for the clients of the Bank*: 3M BELIBOR + 6,87% p.a.

Variable interest rate for the clients: 3M BELIBOR + 11,82% p.a.

Interest rate calculation method: Proportional

Loan disbursement fee:

- 2% of the approved loan for the clients of the Bank*.

- 3% of the approved loan for other clients.

Fee can be paid from the approved loan amount.


*retail clients that receives salary on the current account opened with Vojvođanska banka

Representative examples

  Clients who receive salary on the account opened with Vojvođanska banka Clients who receive salary on the account opened with other bank
Type of loan Open cash loan without insurance in RSD
Currency RSD
Indexing criteria No indexation
Loan amount in RSD 300,000 300,000
Repayment period in months 60 60
Monthly annuity in RSD 6,151.90 6,890.82
Annual nominal interest rate 8,49% (3M BELIBOR + 6,87%) 13,44% (3M BELIBOR + 11,82%)
Effective interest rate * (annual)
9,82%
15,92%
Loan disbursement fee in RSD 6,000 9,000
Cost for 2 blank promissory notes in RSD 100 100
Credit bureau report in RSD 246 246
Total amount to be paid in RSD 375,460.20 422,795.43
This example of loan repayment schedule is intended to provide information, and cannot be used for any other purposes.
* Effective interest rate is calculated with 3M BELIBOR as at 12.02.2020. (1,62%)

Interest rate adjustment to the level of 3M BELIBOR is done once every three months.

okk

How can I get Open cash loan?


Call us or come to talk to us and we shall make some arrangement! You may get the loan if you are employed or an entrepreneur - flat-rate tax payer. You may get OKK no matter if you receive salary on current account opened with Vojvođanska banka or not – but our advice is to receive it on the current account opened with Vojvođanska banka, because in that case crediting terms will be more favourable. In case you are a pensioner, we have a solution for you, too.

 

refinansiranje

Refinancing


Refinance your current loan, credit card or overdraft, and even get extra money if you need it!

 


 


 

Fees and commissions

Fees and commissions


Check the fees and commissions